Your existing plan deserves a fresh perspective.
Have an RL360, Hansard, Investors Trust, Friends Provident or other international investment plan? Understand the fees, investment choices and potential servicing options before making your next move.
Policy-specific review · No promise of returns · No obligation to replace your plan
Start with the plan you already own.
Find a relevant starting point for a review of your existing international investment or insurance-based savings plan.
RL360
Understand your existing RL360 plan before deciding what to do next.
Explore review options ↗02 / PLAN REVIEWHansard
Get a clearer picture of your Hansard plan and the options available to you.
Explore review options ↗03 / PLAN REVIEWInvestors Trust
Review the structure, investments and ongoing servicing of your existing plan.
Explore review options ↗04 / PLAN REVIEWFriends Provident International
Make informed decisions about your existing international policy.
Explore review options ↗05 / PLAN REVIEWUtmost
Review your policy with an emphasis on clarity, portfolio fit and next steps.
Explore review options ↗06 / PLAN REVIEWZurich
Understand how your existing Zurich plan is positioned today.
Explore review options ↗07 / PLAN REVIEWArdan
Get a structured overview of your platform holdings, fees and allocation.
Explore review options ↗08 / PLAN REVIEWNovia Global
Revisit your platform portfolio and investment objectives.
Explore review options ↗09 / PLAN REVIEWPraemium
Explore an informed review of your existing investment platform account.
Explore review options ↗Go directly to a review page tailored to your existing plan.
What would you like to understand?
Change adviser
Get a fresh opinion on your existing plan and explore whether another adviser could service it.
Explore review options ↗02 / PLAN REVIEWFees & performance
Separate fund results, plan costs and your actual investment experience.
Explore review options ↗03 / PLAN REVIEWAccess & withdrawals
Explore the practical implications before accessing or exiting an investment plan.
Explore review options ↗Built around your real policy documents.
The illustration above is conceptual, not a performance chart or promise of investment results.Clear facts before big decisions.
- Your contributions, valuation and investment mix
- Disclosed policy, platform and fund charges
- Contractual restrictions and withdrawal conditions
- Adviser servicing arrangements and next steps
Simple, considered, personal.
Tell us what you hold
Identify the provider, product type and what prompted your questions. No account credentials are needed.
Review the specifics
Relevant documents and current statements can help clarify your plan’s features, charges and investments.
Consider your options
Discuss possible changes, servicing alternatives or reasons to retain the current arrangement.
Find the right second opinion for your investment plan.
Different plans call for different questions. Start with a review of your current policy, not an assumption that you must switch products or providers.
Review your retirement or pension plan
If you hold an offshore pension or long-term retirement policy, explore fees, fund allocation, retirement timing and contractual conditions before changing contributions or investments.
Understand the numbers on your statement
Our policy valuation guide explains how to distinguish contributions, account value, investment results and possible surrender values.
Considering another adviser?
A financial adviser second opinion can clarify current servicing, policy charges and what a different advisory relationship may involve.
Provider-specific reviews
Find information for RL360, Hansard, Investors Trust, Friends Provident International, Utmost, Zurich, Ardan, Novia Global, Praemium, Providence Life, Capital International. Provider names are references to policies visitors already own, not endorsements.
Know where you stand.
Then decide what comes next.
Start with a conversation about the plan you already own.
Get clarity on the plan you already own.
Tell us who your policy is with and what you want to understand. We'll arrange a personal review of your existing situation.
Prefer to speak with us?
After sending your details, book your free review call directly on this page. You can choose a time that suits your time zone.
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Expat Wealth Desk · Review Call
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Before you make a decision.
Can my existing plan be reviewed without closing it?
Often, yes. Reviewing the documents, valuation, charges and holdings does not require terminating a plan. Available servicing options depend on your provider and policy.
Does changing an adviser mean changing the investment provider?
Not necessarily. Adviser servicing arrangements and transferring or surrendering a policy are different actions. The provider’s rules and account conditions determine what is possible.
Can you tell me exactly how much my plan costs?
Only once the precise product, issue date, policy terms and relevant statements are known. Generic fees shown online might not apply to your contract.
Are you part of the providers mentioned on this website?
Provider names describe the plans that visitors may already hold. This website is not an official provider portal and does not imply an endorsement by any provider.