How diversified is the account?
Look through fund labels to identify overlapping holdings, geographic concentration and unintended currency exposure.
Existing plan review
Novia Global portfolio review.
Revisit your platform portfolio and investment objectives. A structured conversation about the policy you already have—not a blanket recommendation to replace it.
Not an official Novia Global website · Terms and availability depend on your contract
A review focused on
Existing policiesInvestment allocationPlan chargesOngoing servicing
Your starting point
Understand what you already have.
Portfolio-level advice should be based on your statements and your account’s specific arrangements.
What to have ready
A recent policy valuation, original schedule and any fee or fund statements you have. Never share login passwords.
A plan-specific discussion
Not all policies are the same.
Any options discussed must be checked against your own policy documentation.Review focus
Three areas worth exploring.
01
Check platform investments and current weightings
Assessment depends on current documents, your objectives and the specific contractual conditions.
02
Review available reporting and total costs
Assessment depends on current documents, your objectives and the specific contractual conditions.
03
Discuss ongoing account servicing
Assessment depends on current documents, your objectives and the specific contractual conditions.
Novia Global policy questions
What should you check before changing anything?
A platform valuation can contain funds, cash and other positions with different dealing or liquidity terms. For Novia Global, the review should focus on the actual assets, account structure and published charging information for your account.
Which fees are visible and which are underlying?
Separate platform charges from fund expenses and any separately agreed advisory charges.
What does the client reporting show?
Compare transaction records with current holdings to interpret the account outcome over time.
Documents that make a review more useful
Current investment statement, contract terms, adviser fee agreement and historical transactions.
You can read our guide to understanding a policy valuation before sharing a statement.
Can portfolio changes be considered without closing a Novia Global account?
Potentially, depending on the assets, account terms and authorized servicing arrangements.
For questions about your current adviser, see financial adviser second opinions.
Already know your provider?
Go directly to a review page tailored to your existing plan.
Know where you stand.
Then decide what comes next.
Start with a conversation about the plan you already own.
Take the next step
Get clarity on the plan you already own.
Tell us who your policy is with and what you want to understand. We'll arrange a personal review of your existing situation.
Your enquiry will be reviewed by Expat Wealth Desk. You can optionally attach a recent valuation so we can understand the current policy. Please never include passwords or identity documents.
Choose a convenient time
Prefer to speak with us?
After sending your details, book your free review call directly on this page. You can choose a time that suits your time zone.
Booking is handled by Calendly. Its privacy terms apply when you load the calendar.
Expat Wealth Desk · Review Call
Select a time without leaving this page.
Having trouble with the embedded calendar? Open Calendly in a new tab ↗
Frequently asked
Before you make a decision.
Can my existing plan be reviewed without closing it?
Often, yes. Reviewing the documents, valuation, charges and holdings does not require terminating a plan. Available servicing options depend on your provider and policy.
Does changing an adviser mean changing the investment provider?
Not necessarily. Adviser servicing arrangements and transferring or surrendering a policy are different actions. The provider’s rules and account conditions determine what is possible.
Can you tell me exactly how much my plan costs?
Only once the precise product, issue date, policy terms and relevant statements are known. Generic fees shown online might not apply to your contract.
Are you part of the providers mentioned on this website?
Provider names describe the plans that visitors may already hold. This website is not an official provider portal and does not imply an endorsement by any provider.