What type of Zurich policy is this?
Distinguish any insurance cover, investment element, contribution obligation and benefit features before comparing alternatives.
Existing plan review
Zurich investment plan review.
Understand how your existing Zurich plan is positioned today. A structured conversation about the policy you already have—not a blanket recommendation to replace it.
Not an official Zurich website · Terms and availability depend on your contract
A review focused on
Existing policiesInvestment allocationPlan chargesOngoing servicing
Your starting point
Understand what you already have.
Zurich operates a broad range of policies. Product type, jurisdiction and the original terms all matter when assessing available changes.
What to have ready
A recent policy valuation, original schedule and any fee or fund statements you have. Never share login passwords.
A plan-specific discussion
Not all policies are the same.
Any options discussed must be checked against your own policy documentation.Review focus
Three areas worth exploring.
01
Review the current investment mix
Assessment depends on current documents, your objectives and the specific contractual conditions.
02
Examine policy fees and contractual details
Assessment depends on current documents, your objectives and the specific contractual conditions.
03
Consider a clearer ongoing review process
Assessment depends on current documents, your objectives and the specific contractual conditions.
Zurich policy questions
What should you check before changing anything?
Zurich is associated with multiple types of international policies. The exact issuer, product, currency and issue date are essential; a broad provider name is not sufficient to establish the correct plan fees or servicing options.
How have charges affected the balance?
Examine the actual fund mix and policy disclosures in light of payments, withdrawals and the holding period.
What happens before maturity?
Check the contractual maturity and early-withdrawal provisions instead of assuming the entire displayed value is immediately available.
Documents that make a review more useful
Policy schedule, valuation, premium history, benefit details and the relevant product terms.
You can read our guide to understanding a policy valuation before sharing a statement.
Is a Zurich investment policy always transferable to another adviser?
An adviser-of-record change is product- and jurisdiction-dependent. Confirm the applicable process before taking action.
For questions about your current adviser, see financial adviser second opinions.
Already know your provider?
Go directly to a review page tailored to your existing plan.
Know where you stand.
Then decide what comes next.
Start with a conversation about the plan you already own.
Take the next step
Get clarity on the plan you already own.
Tell us who your policy is with and what you want to understand. We'll arrange a personal review of your existing situation.
Your enquiry will be reviewed by Expat Wealth Desk. You can optionally attach a recent valuation so we can understand the current policy. Please never include passwords or identity documents.
Choose a convenient time
Prefer to speak with us?
After sending your details, book your free review call directly on this page. You can choose a time that suits your time zone.
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Expat Wealth Desk · Review Call
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Frequently asked
Before you make a decision.
Can my existing plan be reviewed without closing it?
Often, yes. Reviewing the documents, valuation, charges and holdings does not require terminating a plan. Available servicing options depend on your provider and policy.
Does changing an adviser mean changing the investment provider?
Not necessarily. Adviser servicing arrangements and transferring or surrendering a policy are different actions. The provider’s rules and account conditions determine what is possible.
Can you tell me exactly how much my plan costs?
Only once the precise product, issue date, policy terms and relevant statements are known. Generic fees shown online might not apply to your contract.
Are you part of the providers mentioned on this website?
Provider names describe the plans that visitors may already hold. This website is not an official provider portal and does not imply an endorsement by any provider.